About Us

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As Managing Partner and CEO of MidPoint Capital Partners, LLC & MidPoint Capital, LLC, Michael Columbia brings over twenty years of experience in commercial lending and structured finance. He specializes in delivering customized financing solutions designed to meet the complex and evolving needs of businesses and real estate investors.

Having lived and worked in China and Hong Kong for two years, Michael Columbia has developed relationships with some of the world’s largest banking institutions—building a global perspective that strengthens MidPoint’s ability to structure competitive and strategic funding solutions.

Under his leadership, MidPoint Capital Partners, LLC & MidPoint Capital, LLC provides tailored capital solutions including commercial mortgages, hard money financing, hotel loans, and structured finance. By combining executive management expertise, strategic market insight, and strong institutional partnerships, he ensures each client receives innovative financing aligned with their unique objectives.

His mission is simple: empower businesses and investors to reach their financial goals through thoughtful strategy, creative structuring, and dependable execution.

Steven M. Ross is a commercial finance executive and serial entrepreneur whose career has been built at the intersection of capital markets, deal origination, and business growth. As Chief Revenue Officer of MidPoint Capital Partners, LLC, Steve leads the firm's origination efforts — connecting qualified borrowers with direct capital across bridge, construction, hard money, and permanent commercial financing from $1M to $250M+.

Steve's lending career began in his early 20s when he joined a mortgage brokerage as both a broker and an equity partner. Within a short period, he and his partner raised millions in foreign investment capital to transition from brokerage to direct lending — originating real estate and business loans as a principal lender. That early experience on both sides of the capital table — raising money, underwriting risk, and closing deals — gave Steve a practical fluency in commercial finance that few originators develop at any stage of a career, let alone before age 30.

Steve brings an unusually well-rounded perspective to commercial lending: he has been the borrower structuring deals under pressure, the broker sourcing capital, and the lender evaluating risk. He understands what it takes to move a deal from term sheet to close, and he communicates directly with both borrowers and partners to ensure nothing falls through the cracks.

Based in the Chicago area, Steve works with commercial borrowers, investors, and deal sponsors across the country.

James Calloway brings over two decades of operational leadership to MidPoint Capital Partners, where he oversees the firm's day-to-day execution, infrastructure, and scaling initiatives. With a background spanning commercial lending operations, capital markets administration, and institutional process design, 

James is responsible for ensuring that every deal MidPoint touches moves efficiently from origination through closing.

Prior to joining MidPoint, James held senior operational roles across regional and national lending platforms, where he built and managed high-performing teams, streamlined underwriting workflows, and implemented the systems infrastructure necessary to support rapid portfolio growth. 

His experience bridges both the transactional and organizational sides of commercial real estate finance — giving him a rare ability to see the full picture and keep every part of the machine running.

James is known for his direct, results-driven approach and his belief that operational excellence is not a back-office function — it's a competitive advantage.

Daniel Park is a seasoned underwriting professional with deep expertise in commercial real estate credit analysis, risk assessment, and loan structuring. 

At MidPoint Capital Partners, Daniel leads the firm's underwriting function — overseeing due diligence, collateral evaluation, and credit decisioning across the full spectrum of MidPoint's bridge, construction, and structured finance products.

Prior to joining MidPoint, Daniel built his career across institutional lending platforms and private credit firms, where he developed a reputation for rigorous, data-driven analysis and the ability to underwrite complex transactions with speed and precision. His experience spans multifamily, mixed-use, hospitality, retail, and land development — giving him a broad lens through which to evaluate risk and structure deals that work for both borrower and lender.

Daniel is known for his methodical approach and his commitment to getting the numbers right the first time — because in commercial lending, the underwrite is everything.

Marco Reyes leads capital markets strategy and lender relationship development at MidPoint Capital Partners, playing a central role in sourcing, structuring, and maintaining the institutional capital relationships that power MidPoint's lending platform. In his role as VP of Capital Markets, Marco is responsible for identifying and securing funding sources across bridge, construction, and structured finance transactions — ensuring MidPoint has the capital access to execute on its growing national pipeline.

Prior to joining MidPoint, Marco built a distinguished career across institutional capital markets, private credit, and commercial real estate finance, where he developed deep relationships with family offices, debt funds, and institutional investors. His ability to match complex deal structures with the right capital sources — quickly and reliably — has made him a trusted figure on both sides of the transaction.

Marco is known for his market instincts, his extensive network, and his straightforward approach to getting deals funded.

Grant Holloway serves as Controller at MidPoint Capital Partners, overseeing the firm's financial operations, reporting infrastructure, and internal controls across both MidPoint Capital Partners, LLC and MidPoint Capital, LLC. In his role, Grant is responsible for maintaining the financial integrity of the organization — managing accounting operations, fund administration oversight, cash flow management, and the financial reporting frameworks that support MidPoint's growth and investor relationships.

Prior to joining MidPoint, Grant built his career across commercial real estate finance and private credit environments, where he developed deep expertise in fund accounting, lender compliance, and the financial infrastructure required to support high-volume lending platforms. His background gives him a clear understanding of both the operational and strategic dimensions of financial management in a fast-moving lending environment.

Grant is known for his precision, his institutional mindset, and his ability to keep the financial engine running cleanly — no matter how fast the firm is growing.