Loan Programs
Our DSCR rental programs cover 1–4 unit properties, condos, and short-term rentals up to $3M, with LTV up to 85% and no tax returns required. Built for buy-and-hold investors who want a clean, scalable solution.
DSCR rental financing for 1–4 unit properties. Qualify on cash flow, not personal income.
DSCR financing for 5–10 unit rental properties — scalable for portfolio investors.
Long-term rental financing for investors with documented income — SFR, 2–4 unit, and small multifamily.
Cash-flow underwriting means your portfolio can grow without your W-2 holding it back.
Qualification is based on the property’s cash flow, not your personal income.
STR income counts — condos and vacation rentals are eligible.
A clean, scalable structure you can use across every acquisition.
Keep more capital deployed across your portfolio instead of tied up in equity.
See your options without any commitment.
Free Guide
Rent, taxes, insurance, and debt service — see your ratio before you apply.
Free Guide
How investors add doors without personal income documentation.
Complimentary Assessment
9 questions. Find what your property qualifies for on cash flow alone.
Free Guide
How STR revenue is treated for condos and vacation rentals.
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A few questions online, or call an Account Executive directly. No tedious application.
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Our team reviews the file in-house — AI-assisted underwriting reads a full file in seconds.
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Clear, straightforward terms with no re-trading at the closing table.
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Wire coordination and closing managed end to end by our funding operations team.
See your options without any commitment.
No. DSCR loans qualify on the property’s cash flow, so no personal tax returns are required.
Up to 85% loan-to-value on qualifying DSCR rental files.
Yes — condos and short-term rentals are eligible, with STR revenue considered in the underwrite.
DSCR rental loans go up to $3M across 1–4 unit properties and condos.
No tax returns, no employment verification. Send the property and we will run the numbers.
