About Us

Leaders in Fast, Flexible Funding Since 2001.

Our knowledge and resources mean we can close in as little as 5 days on loans from $1 million to over $75 million, with loan-to-value up to 90% — serving clients across the USA, Canada, Europe, the Caribbean, Central and South America, and Asia. 

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Google Rating
4.8
A trusted partner for modern growth
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Leaders in fast, flexible funding since

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Closings in as little as, on loans from $1M to $75M+

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Loan-to-value available on qualifying files

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States served

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HOW WE WORK

Straight Answers. No Waiting.

Three principles behind every file we fund — from a $75K flip to a $96M tower. 

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{01}

Our Commitment

Every MidPoint employee is an advocate for our customers — clear, transparent communication, straightforward answers, and customized solutions for your business. 

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{02}

Quick and Easy

No tedious application, no intrusive questioning, no 30–60 day wait. A few questions online — or an Account Executive guides you step by step.

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{03}

Global Reach

Experienced internationally — serving clients across the USA, Canada, Europe, the Caribbean, Central and South America, and Asia.

See your options without any commitment.

Michael
LEADERSHIP

Michael Columbia

Managing Partner & CEO

Michael brings over twenty years of experience in commercial lending and structured finance, specializing in customized financing for businesses and real estate investors. Having lived and worked in China and Hong Kong, he has built relationships with some of the world’s largest banking institutions — a global perspective that strengthens MidPoint’s ability to structure competitive funding. 

His mission is simple: empower businesses and investors to reach their financial goals through thoughtful strategy, creative structuring, and dependable execution. 

OUR TEAM

The People Behind MidPoint Capital

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Team Member

Rachel Habsburg

Receptionist

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Sonny Steele

Social Media Manager

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Linda Wilder

Legal Associate

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Eva Medici

Executive Assistant

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Robert Maverick

Finance Director

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Team Member

Stan Kuznetsov

Finance Director

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Grant Holloway

Controller

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Chris Smith

Director of Capital Markets

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Marco Reyes

VP of Capital Markets

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Claire Weston

Funding Operations Manager

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Daniel Park

Director of Underwriting

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Maggie Edwards

Vice President of Underwriting

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James Calloway

Chief Operating Officer

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Lucky Mark Managing Partner

Lucky Mark

Managing Partner

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Steven M. Ross, Chief Revenue Officer

Steven M. Ross

Chief Revenue Officer

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Maya Hernandez, Chief Legal Officer

Maya Hernandez

Chief Legal Officer

See your options without any commitment.

RECENTLY FUNDED

Real Closings.
Real Capital Deployed.

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📍 Miami, FL

$96,000,000

Construction Loan

19-story, 287-unit multifamily tower. 

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📍 Miami, FL

$27,450,000

Construction Loan

Mixed-use development.

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📍 Dallas, TX

$16,500,000

Hard Money Loan

Residential development.

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📍 Memphis, TN

$7,900,000

Bridge Loan

Land purchase.

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📍 Charleston, SC

$6,120,000

Construction Loan

Office complex.

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📍 Phoenix, AZ

$3,800,000

Conventional Loan

Office complex.  

Fast, direct financing terms

Talk Directly to a Lending Expert

No account managers or bank intermediaries. Select a time on our calendar below to discuss your term sheet requirements directly with our lending experts.