Multifamily

Multifamily hard money | sunbelt

Lending Criteria

MidPoint’s Multifamily Hard Money Sunbelt program is built for investors who need fast, asset-driven capital on multifamily properties in the country’s strongest growth markets — no credit requirements, no financials, no delays. 

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Fastest close

0 -48 hrs
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Maximum

0 % LTV
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Rates, structured per deal

From 0 .99
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Terms

0 -36 mo

Details

Loan Details

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Available in AZ, CO, GA, TN, TX & NC
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Multifamily properties - all unit counts
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{03}

Up to 75% LTV
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Terms from 6 to 36 months
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Soft credit check only
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No prepayment penalty
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Close in 3–5 business days (as fast as 24–48 hours)
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Asset-driven underwriting - no credit score or personal financials required
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Rates from 9.9% — structured per deal

Multifamily investors in Sunbelt markets

Who It's For

Multifamily investors in Sunbelt markets who need to move fast on acquisitions, rehab, lease-up, or repositioning plays. Whether you’re stabilizing a value-add deal or navigating a maturity default, this program is built around the asset — not your credit file.  

How It Works

Submit the property and your business plan. MidPoint underwrites to the asset and the market — no tax returns, no income docs, no lengthy approval process. Get a decision fast and close in days so you can execute before the opportunity is gone.  

Multifamily Programs

MCP Multifamily Hard Money | Sunbelt

MCP Intermediate Whole Loan | Value Add

Loan Products

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MidPoint Capital Partners, LLC

Fix & Flip

When you find the deal, we fund it — fast. Our fix & flip programs cover $75K–$2M ($3M in CA), up to 95% LTC for experienced investors, 100% renovation funded, and closings in 2 weeks or less. No appraisal required under $750K. No prepayment penalty. We also offer a Sunbelt-specific program with closings in as little as 24 hours across AZ, CO, GA, TN, TX, and NC. If the numbers work, we’ll make it happen. 

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MidPoint Capital Partners, LLC

Bridge Loan

Need to move fast on an acquisition, refi, or value-add deal? Our bridge loan programs offer short-term financing from $100K to $75M across residential and commercial properties — with LTV up to 75%, interest-only terms, and closings in as few as 24 hours. No DSCR requirement on select programs. We bridge the gap while you execute the plan. 

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MidPoint Capital Partners, LLC

Construction Loan

From spec homes to large-scale commercial development, MidPoint has a construction program built for it. We fund ground-up residential construction from $75K to $1.5M and institutional commercial projects up to $75M — with flexible draw schedules, interest-only terms, and closings built around your timeline, not ours.  

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MidPoint Capital Partners, LLC

DSCR & Rental Loans

Qualify based on the property’s cash flow — not your personal income. Our DSCR rental loan programs cover 1–4 unit properties, condos, and short-term rentals up to $3M, with LTV up to 85% and no tax returns required. Built for buy-and-hold investors who want a clean, scalable financing solution. 

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MidPoint Capital Partners, LLC

Multifamily

From small multifamily acquisitions to large-scale apartment repositioning, MidPoint has the right capital stack for the deal. Our multifamily programs cover bridge financing from $100K to $50M, ground-up construction up to $75M, and DSCR rental loans up to $3M — with LTV up to 85% and no personal income required on select programs. 

Value-add, stabilized, lease-up, or new construction — we fund it all.